Mortgage Default Letter
Is the trustee company suppose be listed on the deed of trust with the county at the start of foreclosure?
We are in foreclosure and I had heard that the one foreclosing on the house has to be on the deed of trust to foreclose. Upon checking the county records, the trustee foreclosing was not on the deed at the time of the first letter. The original Mortgage broker was listed. In fact, MERS, Wells Fargo (our servicing bank) and the trustee were not listed on the deed of trust until several weeks after the first default letter. They were all registered the same date. Is this within the rules of foreclosing on a house? At what point is the foreclosing company to be on the deed of trust?
a day before the sale, otherwise they can’t sell it.
Hardship Letter
